Budgeting

The following post is from Christina of Northern Cheapskate:

source: Rennett Stowe

Do you suffer from shiny object syndrome?  Do  you start one project only to flit to the next?  Get sidetracked by some great new thing (shiny object)?

All of those little distractions can cost you money.  While daydreaming, you get into a fender bender with your car.  You get distracted by your kids in the store, so you aren’t able to focus on your shopping list.  You get distracted at work (by co-workers, family issues at home, or the internet) and it costs you opportunities and promotions.  You’re distracted by advertising and lured into buying things you may not actually need (or even really want).

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The following post is from Christina of Northern Cheapskate:

Simple Ways to Get in the Habit of Saving

source: SeniorLiving.org

As my husband and I dug our way out of debt, we often reminded ourselves that getting to debt-free was a marathon, not a sprint.  While it was easy to get into debt, it takes an incredible amount of time, energy, and determination to get rid of that debt.

So, if the journey out of debt is a marathon, then learning to save money is lot like marathon training.  You have to condition those saving muscles so that you are able to keep saving even when things are tough.  You’ve got to develop the stamina to keep moving toward your financial goals.

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8 Ways to Start Saving Money for Christmas Now

March 14, 2013
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The following post is from Tiffany of Mommy Goes Green: Every year my husband and I write a budget saving a little each month for Christmas and when November comes around, there is nothing in the Christmas coffer. There is always a need that ranks much higher now than the ones waiting for us come [...]

How to Turn Your Excess Stuff Into Extra Cash

March 5, 2013
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The following post is from Christina of Northern Cheapskate: We all have stuff.  It’s filling our closets, hiding under our beds, tucked into cabinets and lurking in attics.  Rather than clutter up our homes, why not turn that stuff into cold hard cash?   Here are some ways to tidy up and make a tidy profit, [...]

FREE Budget Worksheet Printable!

February 28, 2013
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I’ve gotten quite a few requests for a budget printable since I first created the Life Your Way printables more than 3 years ago, and I kept putting it off because I just wasn’t sure how to make one that would work for everybody. However, last week I got two requests from readers within hours [...]

5 Smart Things to Do with Your Tax Refund

February 22, 2013
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The following post is from Christina of Northern Cheapskate: I remember seeing those digits at the bottom of my tax return.  The dollar signs danced in my eyes as I dreamed of all of the fun things we could do with our income tax refund. I felt a little twinge of guilt as a I [...]

Better Personal Finance with the Personal Capital App

February 21, 2013
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This is a Sponsored post written by me on behalf of Personal Capital for SocialSpark. All opinions are 100% mine. Today, you can do almost everything from your mobile phone — create a shopping list, email for business, connect with friends, read your favorite blogs or magazines, etc. You should be able to manage your [...]

How to Have an All-Cash Christmas

November 13, 2012
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The following is a guest post from Crystal Paine of Money Saving Mom: Does the idea of paying cash for Christmas seem impossible to you? It’s not, if you’re willing to put forth some effort, plan ahead, and stick with it. Here are five tips to help you have an all-cash Christmas this year: 1. [...]